Probably the biggest surprise our clients have about real estate in Costa Rica is with regard to financing. Financing was traditionally nonexistent here, and most transactions were consummated with cash only, while a small percentage were done with some form of seller financing, which typically meant significant money down coupled with high interest rates. This situation kept many otherwise qualified buyers out of the market.

Recently, financing has been made available through local institutions. Several banks, including Scotiabank, HSBC, Banco Cuscatlan, Banco Costa Rica and several other national banks, have now launched non resident programs specifically designed to fit the financing needs of the foreign investor in Costa Rica. Several of these banks have now joined efforts with Stewart Title of Costa Rica to develop a lending program strictly for this market.

The current programs are by no means perfect, and the recent market crash has affected both the structure and availability of many of these programs, so please contact us for updated information on financing.

At Green Leaf, we recognize that there are few effective, quality builders to choose from in Costa Rica, and there are even less that are capable of building sustainably. That is why we work exclusively with Flores Felicesto provide you with an environmentally and socially responsible construction solution that is efficient and cost effective.

Flores Felices is a company based in New York and Costa Rica that designs and produces sustainable, prefabricated homes and furnishings for tropical climates. They offer "turn-key" products to individuals and developers, managing the whole process from design through construction. NATURA HOME reinvests a portion of profits in sustainable housing, agriculture, and jobs in low-income communities in Costa Rica.

At Green Leaf, we offer a wide range of consulting services for our clients, from engineering, construction and architectural services to property management, maintenance and sustainability consulting, we cover all of your real estate needs so you don't have to.

Please contact us for more information about these services.

Just as important as finding the right broker and perfect property in Costa Rica is having a knowledgeable and reputable attorney to ensure that the necessary due diligence is completed in every phase of your acquisition and investment. The lawyers below have helped us to realize hundreds of transactions with integrity and professionalism in the southern zone.

We recommend each of them without reservation for their high level of service, commitment to their clients, and for upholding the highest standards of legal representation in Costa Rica.